97 Bank St
Listing Notes
Located on a corner lot just one block from the Swimming River, this 3-bedroom, 1-bath home offers a rare opportunity in one of Red Bank's most desirable and evolving neighborhoods. The level, fenced property features off-street parking and is ready for renovation, expansion, or a custom rebuild. Located in a neighborhood with strong values, where $700K-$800K sales are common and select homes have exceeded $1M. This property presents exceptional upside for investors, builders, or end users looking to create something special. A walk-up attic provides additional potential for future living space. Conveniently situated just 0.7 miles from the direct NYC train, 1.6 miles to the Garden State Parkway, and approximately 15 minutes to the beach, the location offers both accessibility and lifestyle. Enjoy a short walk to the riverfront bluffs and public pathways along the Swimming River, where you can take in scenic views and spot local wildlife, including bald eagles and hawks. Head into downtown Red Bank to experience its vibrant mix of restaurants, shops, art, and theater. With ongoing development continuing to enhance the downtown area, this is a prime opportunity to establish yourself in a community that continues to grow in both value and appeal.
Comps
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Mortgage Calculator
Excludes property tax, insurance, and hoa / fees — not in this listing, so the true monthly cost is higher.
- Due at close
- $148,750
- Loan amount
- $297,500
- Loan to value
- 70%
- Principal & interestLoan scenario$2,852
- Property taxNot in listing dataNot provided
- InsuranceNot in listing dataNot provided
- HOA / feesNot in listing dataNot provided
- Mortgage insuranceLoan scenario$0
Land financing is not a standard home mortgage. Loan terms are editable; carrying costs are only filled from source data.
Only the listing price is sourced for this property. Missing tax, insurance, and HOA/maintenance costs are not guessed.
Where it is
For sale Coming soon Recently sold— zoom out for more