9903 Second Ave
Listing Notes
Located in the heart of Stone Harbor, this exceptional multi-family opportunity offers versatility, strong rental income potential, and an unbeatable location just a short stroll to downtown shopping, dining, and the beautiful beaches of Stone Harbor. Currently configured as a duplex, the property features two spacious townhouse-style units, each offering 3 bedrooms and 2 full baths, while also presenting the unique possibility of conversion into a stunning 6+ bedroom single-family residence. Each unit is thoughtfully designed with an open first floor featuring a bright living area, dining space, kitchen, first-floor bedroom, and full bath. Upstairs, you'll find two additional bedrooms, a hall bath, and a private balcony off one bedroom in each unit - perfect for relaxing after a day at the beach. The exterior highlights include a newly installed heated swimming pool, shared outdoor shower, additional heated rinsing station, and parking for two vehicles per unit. With an exceptional rental history and secured 2026 rentals available for review, this property presents a rare opportunity for investors, vacation homeowners, or those seeking a flexible shore retreat with income-producing potential.
Comps
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Mortgage Calculator
Excludes property tax, property insurance, and hoa / fees — not in this listing, so the true monthly cost is higher.
- Due at close
- $1,060,525
- Loan amount
- $2,696,250
- Loan to value
- 75%
- Principal & interestLoan scenario$18,029
- Property taxNot in listing dataNot provided
- Property insuranceNot in listing dataNot provided
- HOA / feesNot in listing dataNot provided
- Mortgage insuranceLoan scenario$0
Multifamily defaults use a larger down payment. Taxes, insurance, rent, reserves, and DSCR are not invented.
Only the listing price is sourced for this property. Missing tax, insurance, and HOA/maintenance costs are not guessed.
Where it is
For sale Coming soon Recently sold— zoom out for more